/

Wellness is a financial strategy

Your financial future might just depend on your physical wellness.

Here’s why.

We’re living longer. The average life expectancy in the United States in 2000 was 76.64 years. In 2012, it was 78.78 years. I was born in 1967, when the average life expectancy was 70.56 years. That means people are living almost a decade longer today than they were when I was born.

Then there’s this: We’re saving less for retirement. “The median household approaching retirement,” reports USA Today, “has a nest egg of between $10,000 and $20,000. This number is drawn down significantly because 41 percent of these households have no retirement savings whatsoever.”

Did you catch that? Forty-one percent of us are saving *nothing at all* for retirement, according to the Economic Policy Institute.

In other words, an overwhelming number of us have two choices when it comes to retirement:

  1. Hope we win the lottery, or
  2. Don’t retire. Continue to work and draw a salary.

Here’s the problem: That second option gets more difficult as we get older. Our bodies start to break down.

And that’s the point where wellness dovetails with financial security.

Here’s an example: I’ll turn 50 in February. My wife and I have 25 years left on our mortgage.

Do the math. In my early 70s, my wife and I will still be paying off our mortgage. That means I’ll probably still have to be drawing an income. Will I be healthy enough to do so?

Will you?

In this conversation, wellness takes center stage.

Are you taking care of yourself? Are you doing everything you can to make sure you’re in the best of health … and that you’ll stay healthy for the long haul?

Wellness isn’t just about how you look and feel now. It’s about how you’ll take care of you and yours tomorrow.

You have one body, and one life. What you do now will determine your health and financial well-being years from now.

Start now. Time is wasting.

Subscribe

Get notified when we publish a new blog post.


Leave a Comment:

Your email address will not be published. Required fields are marked *